The "Wants" and "Needs" Philosophy
Distinguishing between wants and needs sounds simple doesn't it? A want is something you don’t necessarily have to have and a need is something you absolutely require.
But it’s not always so easy to know just what are real needs versus wants. Is having the latest smartphone or tablet computer necessary for your life? What about the latest “designer” clothes? What about buying a new car every few years? Most rational people would answer that these items are wants. They could forgo these types of expenditures to allow them to reach their financial goals.
What about quality clothes bought on sale? How about picking up a computer on closeout or even a reconditioned one? These are most likely needs. Preparing your family dinners from the grocery store takes care of a need. Restaurant meals are wants.
Sometimes, distinguishing between wants and needs is not always easy. It can be useful to think about buying decisions and what you are getting out of those purchases. For instance, while the latest electronic gadgets are fun to own and use – what are you giving up if you buy one or a few of these? What about expensive vacations taken multiple times a year? Most people would describe these as wants that they could limit in order to reach their financial goals.
That’s where Primerica’s Financial Needs Analysis (FNA) comes in. In just a few minutes a Primerica representative can help you produce a personalized game plan to help you on your way to a bright financial future.
The Primerica FNA
Do you have a clear strategy for retirement, debt elimination and education savings? If not, you’re not alone. In fact, many people aren’t sure where to begin when it comes to getting their financial lives in order.
That’s where Primerica can help. Did you know that in as little as 30 minutes you could get on the road to changing your financial situation and your life?
Primerica teaches people how money works so they can make informed decisions about how to manage their finances. Through our complimentary Financial Needs Analysis (FNA), we can show you the steps you need to take to get on the road to the financial life you want – and deserve.
Are you ready to change your financial outlook?
Get Ready to Change Your Life
If you’re like a lot of people, you’re ready to change the way your financial future looks. In fact, two out of three people say their finances are "fairly shaky or very shaky."*
Primerica has helped millions of people, just like you, start on the path to financial freedom. The FNA is where it all starts. We’re on YOUR side! We know you’re tired of being in debt and living paycheck to paycheck. We know you want to change your life – but may not know where to begin.
Talk to your Primerica representative today and let us help you change your life.
But it’s not always so easy to know just what are real needs versus wants. Is having the latest smartphone or tablet computer necessary for your life? What about the latest “designer” clothes? What about buying a new car every few years? Most rational people would answer that these items are wants. They could forgo these types of expenditures to allow them to reach their financial goals.
What about quality clothes bought on sale? How about picking up a computer on closeout or even a reconditioned one? These are most likely needs. Preparing your family dinners from the grocery store takes care of a need. Restaurant meals are wants.
Sometimes, distinguishing between wants and needs is not always easy. It can be useful to think about buying decisions and what you are getting out of those purchases. For instance, while the latest electronic gadgets are fun to own and use – what are you giving up if you buy one or a few of these? What about expensive vacations taken multiple times a year? Most people would describe these as wants that they could limit in order to reach their financial goals.
That’s where Primerica’s Financial Needs Analysis (FNA) comes in. In just a few minutes a Primerica representative can help you produce a personalized game plan to help you on your way to a bright financial future.
The Primerica FNA
Do you have a clear strategy for retirement, debt elimination and education savings? If not, you’re not alone. In fact, many people aren’t sure where to begin when it comes to getting their financial lives in order.
That’s where Primerica can help. Did you know that in as little as 30 minutes you could get on the road to changing your financial situation and your life?
Primerica teaches people how money works so they can make informed decisions about how to manage their finances. Through our complimentary Financial Needs Analysis (FNA), we can show you the steps you need to take to get on the road to the financial life you want – and deserve.
Are you ready to change your financial outlook?
Get Ready to Change Your Life
If you’re like a lot of people, you’re ready to change the way your financial future looks. In fact, two out of three people say their finances are "fairly shaky or very shaky."*
Primerica has helped millions of people, just like you, start on the path to financial freedom. The FNA is where it all starts. We’re on YOUR side! We know you’re tired of being in debt and living paycheck to paycheck. We know you want to change your life – but may not know where to begin.
Talk to your Primerica representative today and let us help you change your life.
This website is not the official Primerica site. All this information is provided by a independent representative. Please see important disclosures.